Thankfully, many invoicing tools (like FreshBooks!) let you set automatic late payment reminders as soon as you send the first invoice. I don’t think the ickiness around money talk will ever fully go away. I’ve experienced this time and time again in my writing career and, to be honest, I still experience this today. This entire process can cause a lot of anxiety. You’d probably also worry about how the client will respond and how you’re going to deal with it. You’d likely sit there and wonder: How do I word this email about being paid for my hard work without sounding pushy? Traditionally you’d have the cringe-worthy task of creating and sending an email to remind the client the invoice is overdue. You’ve sent an invoice to a client and the payment is now late. Here’s how these tools and tips can help you become more financially fit. Just as social media made it easy to create new connections, the right tools have made those painful “money talk” conversations a little less painful by putting much of the process on autopilot. How the Right Finance Tools Make Awkward Money Conversations Manageable The good news is that investing in the right tools will make your next money talk that much more manageable. But you can’t-these discussions are unavoidable. I’d like to say that you can build a business without having them. You’ll do anything to avoid these conversations. So difficult that a would-be founder may struggle to assert their work, or might not even bother with starting their business in the first place. I acknowledge that these conversations are more difficult for some. But my improved self-worth, recognition of the value I provide, and acceptance that these conversations are part of running a business have helped me build a thriving one.Īnd I want the same for you. That’s not to say that I’m entirely comfortable talking about money today I’m not. If you don’t like it, that’s okay I’ll simply find someone who does.” I eventually became so confident that I put a stake in the ground: “These are the services I offer and these are my prices. Money Talk Is a Key Part of Your Small Business But you know what? Over time I developed a sense of self-worth and became more comfortable with these conversations. Doubts festered because of this story I kept telling myself, and it affected my ability to make money. Who was I to be charging clients? What value was I actually providing? I disliked conflict, felt like an imposter, and didn’t understand my worth. And no, it wasn’t only the fear of losing clients… It was much deeper than that. In hindsight, I see why I was so uncomfortable having these conversations. When payments were overdue, I reminded them. When clients asked me my rates, I told them. The more financial conversations I had, the easier they became. I also quickly learned that if I wanted to be financially fit and have a thriving business, I would have to learn to deal with it.Īnd deal with it I did. 10/10 for content and inclusivity.Overcome Imposter Syndrome and Get Comfortable With Money TalkĪs my business grew, I grew. When talking about how to broach the subject of money, salary, and raises at work, she talks about things that women, BIPOC, and BIPOC women may want to pay extra attention to. In the section about figuring out money with your partner, she gives examples from not only her own experience, but also from queer couples. For example, in the section about supporting your parents/talking about their will, she gives the "typical" example, but also discusses how it might look different if you are from an Asian or Latine culture or if you're an only child of a single parent. Seriously, she did not focus on the typical white, straight, able bodied, middle class default that so many of these books cater to. The author had so much high quality advice for all kinds of situations. This installment in the Broke Millennial series centers around how to have conversations about money in a variety of different contexts: at work, with friends, with parents, and with partners. I am constantly pleasantly surprised by Lowry's ability to discuss personal finance in a way that 1) makes sense and is solid advice and 2) is progressive in the way different situations are discussed.
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“Home sales have slowed, and future growth is uncertain,” the company wrote in its disclosures. In its IPO documents, the company warned that the COVID-19 crisis could dampen that trajectory. Last year, the company had more than $892 million in net income. In 2019, Rocket Companies made more than $5.1 billion in revenues, a figure the firm expects to at least quadruple in 2020, according to its financial disclosures. Even as the economy has suffered during the coronavirus pandemic, Rocket Companies has continued to grow, originating $72.3 billion in loans in the second quarter of 2020, up 40% from the first three months of the year, and more than double the amount during that period in 2019. In 2015, Quicken Loans launched Rocket Mortgage, an online mortgage application platform that has helped fuel the company’s growth, particularly in direct-to-consumer loans. The IPO raised $1.8 billion for the Detroit-based company whose subsidiary Quicken Loans is now the largest mortgage lender in the U.S. The stock’s debut, however, was more rocky than rocket: After Rocket Companies priced its initial public offering at $18 a share Wednesday-below the expected range of $20 to $22 a share-the fintech conglomerate’s stock initially sank as low as $17.50 when it began trading late in the morning.Īfter rising slowly after that, Rocket Companies stock, trading under the ticker symbol “RKT” on the NYSE, surged as high as $22.76 a share in the mid-afternoon, only to quickly give back some of those gains, closing up nearly 20%. Shares of Rocket Companies, the parent of Quicken Loans and Rocket Mortgage, rose as much as 26% Thursday afternoon on its first day of stock market trading. We employed a design that is generally similar to Nest Hub’s original sleep detection algorithm: sliding windows of raw radar samples are processed to produce spectrogram features, and these are continuously fed into a Tensorflow Lite model. Recognizing the value for users to understand their sleep stages, we have extended Nest Hub’s sleep-wake algorithms using Soli to distinguish between light, deep, and REM sleep. Most people cycle through sleep stages 4-6 times a night, about every 80-120 minutes, sometimes with a brief awakening between cycles. Training and Evaluating the Sleep Staging Classification Model Potential sound disturbances during sleep will now include “Other sounds” in the timeline to separate the user’s coughs and snores from other sound disturbances detected from sources in the room outside of the calibrated sleeping area. To help people understand their sleep patterns, Nest Hub displays a hypnogram, plotting the user’s sleep stages over the course of a sleep session. Here we describe how we developed these novel technologies, through transfer learning techniques to estimate sleep stages and sensor fusion of radar and microphone signals to disambiguate the source of sleep disturbances. While not intended for medical purposes 1, these enhancements allow better understanding of sleep through sleep stages and the separation of the user’s coughs and snores from other sounds in the room. Today we announced enhancements to Sleep Sensing that provide deeper sleep insights. Combining such sleep staging information with disturbance events can help you better understand what’s happening while you’re sleeping. The human brain has special neurocircuitry to coordinate sleep cycles - transitions between deep, light, and rapid eye movement (REM) stages of sleep - vital not only for physical and emotional wellbeing, but also for optimal physical and cognitive performance. While some of the most critical sleep insights can be derived from a person’s overall schedule and duration of sleep, that alone does not tell the complete story. Posted by Michael Dixon, Software Engineer and Reena Singhal Lee, Product Manager, Google HealthĮarlier this year, we launched Contactless Sleep Sensing in Nest Hub, an opt-in feature that can help users better understand their sleep patterns and nighttime wellness.
Now all of a sudden it Only shows up in a totally different state and with exact name search. Is there something I could do to send signals to Google to show that I am in Matthews, NC?Ģ months ago my listing quit showing up at all unless you typed exact business name Meet Bridge Constructor Stunts, which offers improved construction, a replay feature and more. What could possibly cause my listing or Google to do this? I have been without my listing for a few months now and have NO calls coming in from it. The popular mobile game series Bridge Constructor has another game set to launch on the Xbox One. If you search Locksmith Independence, KS it shows up on the maps. Bridge Constructor Stunts Trophy Guide PS4 Reach for the stars. If you search Locksmith Matthews, NC my listing does not show up at all. Keep in mind the GMB is in Matthews, NC All my service areas and the actual map show the correct areas. Now if I search my business name under the auto populate I see it with Independence, KS on the listing. 16:16:17: 2.00: Insurance Nightmare: Destroy the pickup truck 250 times. Heavy Rotation: Do a 4x flip with the dump truck. Here is the full list of all 10 Bridge Constructor Stunts achievements worth 1000 gamerscore. I pretty much do not have any traffic, views or calls now. View DLCs of this game Submit guide for this game View top player ranking of this game View owners of this game. Posted about my SAB listing a few weeks ago about not showing up in search only when you entered the exact name. Developers can use also make it do anything that makes sense in their apps. You can switch the double tap to alternating between the current and previous tools, or to bring up the palette. It's faster than spinning the Pencil around and erasing with the back, and less tactile-ly annoying than having a physical button always there, lying in wait, tempting you to click it over and over again. Double tap on it and you can switch between tools. Just above the tip is a new, capacitive touch area. So much I hope Apple goes full-on Pencil and flattens all the sides next time.Īs it is, it stays in place most of the time while docked and charging, though you can still knock it off and it can get knocked of in a bag. It makes it feel more pencil-like when you hold and use it. Instead of being completely round, Apple flattened one of the Pencil's edges so it sits better on the side of the iPad. After a few days, you kinda even forget it does charge. And if you forget to put it on your iPad and just leave it lying around, it'll detect it's not being used and go into ultra-low power mode to keep as much charge as it can for as long as it can.īut, honestly, because you stick it back on the iPad any time you're not using it, and it charges any time you do, it's pretty much never without charge. If you somehow deplete your Pencil's charge, and find yourself on empty at a coffee shop or on a plane, it'll still fast charge so you can get back up and Penciling in just a few minutes. It also pairs that way so, while it's still One iPad, One Pencil, you can switch iPads and Pencils any time but just slapping one on the side of the other. And Apple will just manages it so it always stays charged and ready for you to use it. It attaches with a satisfying thunk, like AirPods, and once it's in place it'll just charge. That's thanks to ferrite magnets in Hallback arrays, which is a fancy way of saying cleverly shaped magnetic fields. Bring it near the right edge of a new iPad Pro and it gets sucked precisely into place like it was hit by an imperial tractor beam. So, how do you charge the new Apple Pencil now? Inductively, just like Apple Watch and iPhones 8 and later. And that means there's no cap to cover it, to take off and put on, or to lose. There's no lightning connector on the back any more. And while I never found the old pencil overly slick, the new one just feels better and more tactile. It's a bummer, especially because the new Pencil costs $30 more than the old Pencil thanks to all the new tech - shrunk now denser than AirPods, I've heard - and sometimes the future comes at the expense of the past.Įxcept for the branding. Which is good, because the second generation Pencil doesn't work with previous generation iPads, and the the first generation Pencil doesn't work with the new iPad Pro. 2 Pencil does nothing to change that.Įverything else, though. Apple did a lot of materials and coating work to get it to feel as good as it does, but it's still plastic on glass, and the No. All incredibly impressive, but all the same as last year's iPad Pro. That's where the touch layer, ProMotion refresh rate, predictive tracking, and palm rejection come in. That's right, unlike Apple Watch, iPhone, and the Mac Trackpad, it's the Pencil here that registers both the force and the angle, and transmits it all wirelessly to the iPad. As is the pressure sensitive technology inside it. ish, and has a tool changer, the cap is gone, and the charging solution in general Is, well, we (No, I'm never going to stop calling it that.) And it's matte, and flattened. 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Compare Standard and Premium Digital here.Īny changes made can be done at any time and will become effective at the end of the trial period, allowing you to retain full access for 4 weeks, even if you downgrade or cancel. Get all the pre-market stock information of how the US and Indian AdRs have performed overnight, how global markets are trading and also top market news at. You may also opt to downgrade to Standard Digital, a robust journalistic offering that fulfils many user’s needs. In 1688, the book Confusion de Confusiones (Confusion of Confusions), written by Portuguese-Jewish author Josseph de la Vega. If you’d like to retain your premium access and save 20%, you can opt to pay annually at the end of the trial. If you do nothing, you will be auto-enrolled in our premium digital monthly subscription plan and retain complete access for $69 per month.įor cost savings, you can change your plan at any time online in the “Settings & Account” section. supervision of functioning and operations of Market Infrastructure Institutions (MIIs) such as, Stock Exchanges, Depositories and Clearing Corporations. Stocks, also known as equities, represent fractional ownership in a company, and the stock market is a place where investors can buy and sell ownership of such investible assets. For a full comparison of Standard and Premium Digital, click here.Ĭhange the plan you will roll onto at any time during your trial by visiting the “Settings & Account” section. The stock market refers to public markets that exist for issuing, buying, and selling stocks that trade on a stock exchange or over-the-counter. 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All - Get the latest stock market news, stock information and charts, data analysis reports, as well as a general overview of the market landscape from London Stock Exchange. Gina has also written a forthcoming short story collection titled GREEN FROG. Her debut novel SEA CHANGE was a 2023 Barnes & Noble Discover Pick and a New York Times Most Anticipated Book. Gina is a Korean American writer from New Jersey currently living in New York City. Plus, Gina offers advice for making the most of your MFA experience. She and Jared discuss how her experience in publishing shaped her understanding of the business of writing and the importance of a trusted writing community. You can find more MFA Writers at .Įmail: Chung, debut author of the speculative novel SEA CHANGE, tells Jared how the book began with a writing prompt in her MFA program and how her fellow students encouraged her to turn it into a novel. New episodes are released every two weeks. MFA Writers is hosted by Jared McCormack and produced by Jared McCormack and Hanamori Skoblow. Credits at the Wilma include Romeo and Juliet, Dance Nation and Minor Character, and you can also catch her on HBO’s Mare of Easttown. She’s the recipient of a Drama Desk Award, a TCG/Fox Resident Actor Fellowship, a Barrymore Award, an Independence Fellowship, and a NEFA Touring Grant. She is a member of the Wilma Theatre’s HotHouse Company, a founding member of Pig Iron Theatre Company, and Co-Artistic Director of Stein | Holum Projects, whose works include Drama Desk-nominated Chimera, and The Wholehearted. Suli Holum is a Philadelphia-based director, performer, choreographer and playwright who recently graduated with an MFA in Dramatic Writing from Goddard College in Vermont where she was the recipient of the 2020 Engaged Artist Award. She and Jared also talk about the details of Goddard’s creative and craft assignments, and how students in this low-res program still get teaching experience. You can find more MFA Writers at .Įmail: it like to pursue a low-residency MFA when you’re a collaborative playwright and performer? On this episode, Suli Holum describes devised work, partnerships between writers and actors, and how she created a piece based on her research in the oil fields of North Dakota. Find him at his website,, and on Twitter at Writers is hosted by Jared McCormack and produced by Jared McCormack and Hanamori Skoblow. A New Orleans native, Maurice is a professor of Creative Writing in the MFA program at Louisiana State University and a faculty member in Randolph College’s low-residency M.F.A. His first book, We Cast a Shadow, was a finalist for the PEN/Faulkner Award, the Dayton Literary Peace Prize, and the PEN America Open Book Prize, among others. Gaines Award for Literary Excellence, and longlisted for the Story Prize. It was a New York Times Editor’s Choice, a finalist for the Ernest J. Maurice Carlos Ruffin is the author of The Ones Who Don’t Say They Love You, which was published by One World Random House in August 2021. Finally, Maurice offers advice on what makes someone a successful MFA student, and where emerging writers should devote their energy. Apply to be a guest on the show by filling out our application.Įmail: Carlos Ruffin, author and faculty member at two MFA programs, joins Jared for this special episode about Maurice’s multi-year journey from corporate lawyer to professional writer (with plenty of rejection in between), the role of a creative writing professor in guiding students’ work, and the criticality of retaining joy in our writing, despite the challenges of publication, deadlines, and stories that just aren’t working. If there’s a program you’d like to learn more about, contact us and we’ll do our very best to find a guest who can speak to their experience. Leave a rating and review on Apple Podcasts. Find him at his website,, and on Twitter Writers is hosted by Jared McCormack and produced by Jared McCormack and Hanamori Skoblow. In addition, he is the 2023 Artist-in-Resident for Ocean Network's Canada, where he writes about the ecology and history of the abyssal regions of the Pacific Ocean. He's an MFA student at the University of Victoria, working on a book-length lyric essay about extinction. A former finalist for CBC's Poetry Prize and multiple Alberta Magazine Awards, his writing has appeared throughout Canada and Western Europe. Neil Griffin is a poet, essayist, and former wildlife biologist. Plus, Neil talks about whether “creative nonfiction" is a useful label, the pros and cons of a small program, and UVic’s emphasis on training students in creative writing pedagogy. MFA Writers is going to Canada! Neil Griffin, wildlife biologist turned poet and essayist, tells Jared about how both ecology and writing require patience, openness, and vision. It can be used to transform a video file into various formats with the help of customizable tools or select any of the pre-sets.ĭiscover passwords and settings that aren’t secure in addition to suspicious add-ons, outdated software. It allows you to apply a variety of amazing video filters as well as change the video codec quality, framerate, and quality as well as mixdown, audio codec, sampling frequency, and bitrate. HandBrake is a no-cost and open-source tool that converts videos from almost every format into a variety of the latest, widely-supported codecs. It can work with the vast majority of common formats and files, along with obscure formats such as those that are used for professional camera equipment. The video editor is designed to edit video files as well as create videos of all kinds that incorporate various audio and visual effects. This type of license is typically utilized for video games and permits players to install and use the game absolutely free. Demos usually aren’t limited in time, but their functionality is restricted. In certain instances, there are instances where all functionality is removed until the license is purchased. To keep delivering an uninfected catalog of programs and applications Our team has incorporated the Report Software feature in every catalog page, which sends your feedback to us.ĭemo programs offer limited function for free but they cost for a more advanced set of options or the removal of ads from the program’s interfaces. We’d like to point out that, from time to time it is possible to not be aware of a potentially dangerous software program. |